Lay-Buy makes it easy for you to buy the products and services that you need by paying for them via a down payment and up to three monthly instalments.
AFFORDABLE: Our calculator allows you to select the down payment you can afford to layby today and the amount of months you need to pay off the product.
SECURITY: All Payments are processed within PayPal’s secure environment.
CONVENIENCE: Payments are automatically setup between you and the seller with no intervention by either party ever. Unless a payment is missed.
FLEXIBLE: You can also call us to move the pending payments earlier or later.
CHOICE: A Lay-Buy Payment can be made and recurring profile setup via your PayPal account or your credit card.
5 SIMPLE STEPS
Select Lay-Buy payment option at checkout.
2. CHOOSE YOUR PLAN
Payment calculator makes it easy for you to set up your own payment plan.
3. ENTER PAYPAL
Complete down-payment and setup recurring profile in PayPal’s secure environment.
4. SCHEDULED PAYMENTS
Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.
5. RECEIVE MERCHANDISE
Receive the item or service shortly after your last payment.
No interest charges ever, no memberships charges ever – NO DEBT.
The customer pays a small 0.9% Lay-Buy fee to PayPal.
Cherri Lane Layby Terms & Conditions
Under our Layby agreement the customer is deemed to have agreed to the following terms:
•Layby is only available for orders of $100 or more in a single transaction. Layby orders for less will be cancelled and the customer will be notified.
•An initial down payment of between 20% - 50% is required (which can be set by the customer)(30% required on special orders)
• Laybys are on a 2 month term;
• Laybys exceeding the 2 month period (without approved extension) will result in cancellation of layby and forfeiture of deposit paid.
• All laybys require regular repayments.